Credit Support Analyst

As a Credit Support Analyst – Dealer Services Credit Coordinator, you will work within the Dealer Services team to coordinate tasks for complex commercial loan facilities to auto dealerships. You will serve as a liaison for loan transactions to coordinate tasks necessary to close complex loans for Dealer Services. You will also partner with stakeholders to establish and maintain framework that ensures best-in-class customer service to our Dealer Services clients. 

Job Responsibilities:

• Maintain contact with clients, as directed by the Banker managing the client relationship.


• Works with complex commercial loans for auto dealerships, which includes, but is not limited to the following types of financing:  Floorplan, Acquisition, Term Notes, Lines of Credit, Real Estate and Construction, and Letters of Credit. 


• Serves as the primary liaison for loan transactions to coordinate tasks necessary to document and close loans, such as due diligence collection, entity review, collateral review, and loan documentation for approved loans.


• Responsible for review of the credit approval, verification of due diligence to ensure loan will be closed in accordance with approval, as well as coordination of appropriate loan documentation preparation for new, renewal, & modification of loans.   


• Independently identify and manages vendor and documentation risk to the bank.


• Review loan packages for adherence to credit approval and determination of appropriate due diligence necessary to ensure proper collateral position.  Reviews the following but not limited to:  business entity and organizational documents to include all types of entities, good standing of business entities, and Uniform Commercial Code (UCC) searches, as required.  


• Coordinate ordering, obtaining, and reviewing title work, surveys, appraisal and environmental reports, flood determinations and requisite compliance, all types of insurance, as well as other reports and information as loan structure requires.   


• Evaluate all reports and information received with respect to collateral evaluation & verification to determine if terms and conditions of the credit approval will be met.  

Required Qualifications, Capabilities, and Skills:

• Knowledge of commercial loan products, business loan sales and underwriting processes.


• 1 year or more of compliance experience, which includes flood insurance requirements, reviewing commercial real estate title work, surveys, construction lending & loan documentation.


• Excellent knowledge of laws and regulations affecting appropriate due diligence, real estate lending, loan documentation & perfection of collateral.


• Excellent attention to detail, communication skills and PC skills.


• Able to communicate well and work independently in a high volume fast paced environment.


• Must have strong problem solving, research, analytical, and decision-making skills while also applying effective deduction skills.  


• Strong interpersonal and computer skills, and attention to detail essential including working knowledge of Microsoft Office products. 

Preferred Qualification, Capabilities, and Skills:

• College degree, paralegal, or equivalent work experience.